JAIIB — Free Online Mock Test
3 papers covering Principles & Practices of Banking, Accounting & Finance, and Legal & Regulatory Aspects. · Official language: English & Hindi.
Intermediate
India
Finance & Professional
105 questions
210 min
50 distinct variants
Start free practice test →
JAIIB section breakdown
The JAIIB mock test on Wrexa Edge replicates the real exam's section structure — same names, same question count per section, same time limits. No inter-section breaks — the timer runs continuously.
-
Principles & Practices of Banking (35 Q)
35 questions · 70 minutes · ~120 sec/question
-
Accounting & Finance for Bankers (35 Q)
35 questions · 70 minutes · ~120 sec/question
-
Legal & Regulatory Aspects (35 Q)
35 questions · 70 minutes · ~120 sec/question
JAIIB scoring & marking scheme
Strategy: JAIIB has no negative marking. Attempt every question — blank answers cost you potential marks but cannot pull your score down.
Scale: JAIIB (out of 300).
How JAIIB is conducted
Mode
Standard — practice without proctoring on Wrexa Edge, or enable optional webcam proctoring to simulate test-day conditions.
Test format
Linear / fixed-form — every candidate sees the same number of questions per section.
Backtracking
Allowed — you can revisit and change answers within a section.
Mark for review
Available — flag tough questions and return to them before submitting the section.
JAIIB time strategy
With 105 questions in 210 minutes, you have about 120 seconds per question on average. Successful candidates aim for the following pacing on each section:
Principles & Practices of Banking (35 Q)
Target ~120 sec/question. If a question takes more than 180 seconds, mark for review and move on.
Accounting & Finance for Bankers (35 Q)
Target ~120 sec/question. If a question takes more than 180 seconds, mark for review and move on.
Legal & Regulatory Aspects (35 Q)
Target ~120 sec/question. If a question takes more than 180 seconds, mark for review and move on.
Wrexa Edge's analytics show your actual time-per-question after every mock so you can spot which sections you're losing time on.
JAIIB topics covered
Across the 50 Wrexa Edge variants of JAIIB, the following topics appear most often (sample distribution from one variant):
Principles & Practices of Banking (35 Q)
- NPA / Asset Quality · 4
- Monetary Policy · 3
- Capital — Basel III · 3
- Accounting · 3
- Compliance — KYC/AML · 3
- PSL / Inclusion · 2
- Resolution — IBC · 2
- Finance — Banking Metrics · 2
Accounting & Finance for Bankers (35 Q)
- Treasury — Money Market · 5
- Regulation — RBI · 4
- Treasury — FX · 3
- Treasury — Bonds · 2
- Risk — ALM · 2
- Monetary Policy · 2
- Banking — Technology · 2
- Compliance — KYC/AML · 2
Legal & Regulatory Aspects (35 Q)
- Legal — NI Act · 5
- Legal — Charges · 5
- Banking — Deposits · 4
- Financial Inclusion · 3
- Legal — Banker-Customer · 3
- Banking — Lending Rates · 3
- NPA / Asset Quality · 3
- Banking — Trade Finance · 2
Sample JAIIB questions
A preview of real practice questions from the Wrexa Edge JAIIB bank — the same style, phrasing and difficulty you'll face on test day. Full solutions unlock free inside the mock.
Principles & Practices of Banking (35 Q) · Monetary Policy
Q1. SLR (Statutory Liquidity Ratio) is:
Why: Correct answer: D — The percentage of NDTL banks must hold in approved liquid assets (govt securities, cash, gold). Topic: Monetary Policy.
Accounting & Finance for Bankers (35 Q) · Capital — Basel III
Q2. The leverage ratio under Basel III is:
Why: Correct answer: D — Tier 1 capital to total exposure (a non-risk-based backstop). Topic: Capital — Basel III.
Legal & Regulatory Aspects (35 Q) · Financial Inclusion
Q3. Pradhan Mantri Jan Dhan Yojana (PMJDY) provides:
Why: Correct answer: D — Universal access to no-frills bank accounts with overdraft and RuPay debit card. Topic: Financial Inclusion.
Principles & Practices of Banking (35 Q) · Monetary Policy
Q4. Bank Rate is:
Why: Correct answer: A — The standard rate at which RBI rediscounts bills or makes long-term advances (linked to MSF since 2012). Topic: Monetary Policy.
Accounting & Finance for Bankers (35 Q) · Treasury — G-Sec
Q5. A "gilt" in the Indian market refers to:
Why: Correct answer: A — A government security (G-Sec). Topic: Treasury — G-Sec.
Legal & Regulatory Aspects (35 Q) · Financial Inclusion
Q6. Atal Pension Yojana (APY) provides:
Why: Correct answer: A — Guaranteed monthly pension of ₹1,000-5,000 from age 60 (for unorganised sector). Topic: Financial Inclusion.
These are a handful of the 5250 unique JAIIB questions across all 50 Wrexa Edge variants — start a free mock to attempt the full set with instant scoring.
JAIIB difficulty calibration
Intermediate tier. Intermediate-level: assumes a working command of the syllabus. Most candidates need 2-4 months of focused prep.
3 papers covering Principles & Practices of Banking, Accounting & Finance, and Legal & Regulatory Aspects. · Official language: English & Hindi.
Verified content — Wrexa Edge's JAIIB bank has been deeply curated with real exam-aligned content (estimated 100% syllabus coverage).
How Wrexa Edge prepares you for JAIIB
Real test-day interface
Our dense-grid skin mirrors the actual JAIIB testing software — same timer, palette, tools, and navigation.
50 distinct variants
5250 unique practice questions, each variant a fresh test — not just shuffled options.
Detailed analytics
Scaled score, section accuracy, topic-wise heatmap, time-per-question — see where to focus after every attempt.
Spaced repetition (Notebook)
Wrong answers and flagged questions flow into an SM-2 spaced-repetition deck so you actually retain what you learn.
Optional proctoring
Browser-based face-api detection (no install) — turn it on to simulate a high-stakes environment.
Free to start
No credit card. Sign up, pick a variant, and your first JAIIB mock starts in under a minute.
JAIIB study plan
A phase-by-phase roadmap from your first concept to test-ready. Stretch or compress each phase to fit the time you have before your attempt.
1
Phase 1 — Learn the syllabus
Weeks 1–4
- Work through every section — Principles & Practices of Banking (35 Q), Accounting & Finance for Bankers (35 Q), Legal & Regulatory Aspects (35 Q) — from your core study material
- Make short notes and a formula/fact sheet you can revise quickly
- Attempt topic questions right after finishing each area
2
Phase 2 — Practice & sectionals
Weeks 5–8
- Solve previous-year and practice questions section by section
- Time yourself on Principles & Practices of Banking (35 Q) and your weakest areas
- Keep an error log and revisit every mistake weekly
3
Phase 3 — Full-length mocks
Weeks 9–12
- Take full-length JAIIB mocks in the real test interface
- Analyse accuracy, time per question and silly mistakes after each mock
- Revise from notes and re-attempt only weak-topic questions
Where JAIIB can take you
A strong JAIIB result opens up these careers and higher-study paths:
Banking & financial services
Roles across retail and corporate banking, insurance and non-banking financial companies.
Accounting, audit & analysis
Positions in audit, taxation, financial analysis and advisory at firms and corporates.
Professional designation path
A stepping stone toward advanced qualifications and senior finance and consulting roles.
Frequently asked questions
- What is the JAIIB exam pattern?
- JAIIB contains 105 questions across 3 sections: Principles & Practices of Banking (35 Q), Accounting & Finance for Bankers (35 Q), Legal & Regulatory Aspects (35 Q). Total duration is 210 minutes (about 120 seconds per question).
- Does JAIIB have negative marking?
- No — JAIIB has no negative marking. Each correct answer is worth 1 mark, so attempt every question.
- How is JAIIB scored?
- Scaled score range: 0 to 300. JAIIB (out of 300).
- How can I practise JAIIB online for free?
- Wrexa Edge gives you 10 free full-length JAIIB mock tests — with instant scoring, detailed explanations and analytics — plus 40 more with Pro. Start practising in under a minute, no card required.
- What is the difficulty level of JAIIB?
- JAIIB is rated Intermediate difficulty on Wrexa Edge. Intermediate-level: assumes a working command of the syllabus. Most candidates need 2-4 months of focused prep. 3 papers covering Principles & Practices of Banking, Accounting & Finance, and Legal & Regulatory Aspects. · Official language: English & Hindi.
- How long is the JAIIB exam?
- JAIIB runs for 210 minutes total across 3 sections. On Wrexa Edge the timer is enforced exactly as on the real exam — including no inter-section breaks.
- What topics are covered in JAIIB?
- JAIIB is split into: Principles & Practices of Banking (35 Q), Accounting & Finance for Bankers (35 Q), Legal & Regulatory Aspects (35 Q). Each section is timed and weighted separately. 3 papers covering Principles & Practices of Banking, Accounting & Finance, and Legal & Regulatory Aspects. · Official language: English & Hindi.
- What tools or aids are allowed during JAIIB?
- No special tools are required.
- Is the JAIIB test adaptive?
- No — JAIIB is a fixed-form (linear) test. Every candidate sees the same number of questions per section.
- How many JAIIB mock tests does Wrexa Edge offer?
- Wrexa Edge generates 50 distinct JAIIB variants — each with different question content, not just shuffled options — the first 10 free for everyone and 40 more with Pro. That's 5250 unique practice questions in the real test-day interface.
- Is there a free JAIIB test series 2026?
- Yes. The Wrexa Edge JAIIB test series for 2026 gives you 10 free full-length mock tests (50 in total) plus subject-wise and topic-wise tests — instant scoring and detailed analysis, no card required.
- Are JAIIB previous year question–style papers included?
- Every JAIIB mock is modelled on the official exam pattern and the style of previous years' papers — the same 105-question structure, sections and marking — so your practice mirrors the real paper you'll sit.
- Which is the best free JAIIB mock test online?
- Wrexa Edge's JAIIB mock test replicates the real exam interface, timing and marking scheme, with instant score, section-wise analysis and 50 fresh variants — a strong free choice for 2026 preparation.
- Can I take the JAIIB mock test on mobile?
- Yes. JAIIB mock tests run in any browser on mobile, tablet or desktop — no app or download needed. Start on your phone and your progress and analytics sync when you sign in.
- What is the JAIIB syllabus?
- The JAIIB syllabus maps to its 3 sections: Principles & Practices of Banking (35 Q), Accounting & Finance for Bankers (35 Q), Legal & Regulatory Aspects (35 Q). Wrexa Edge's mock tests cover the complete syllabus topic by topic — see the topics-covered breakdown above — so you practise every area at real exam difficulty.
- What is the eligibility for JAIIB?
- Eligibility for JAIIB — age, qualification and number of attempts — is set by the official conducting body and can change each cycle, so always confirm the current official notification before applying. Wrexa Edge focuses on realistic JAIIB practice: 10 free full-length mocks in the exact exam pattern, ready whenever you are.
- When is the JAIIB exam and how should I prepare?
- Official JAIIB exam dates are announced by the conducting body for each cycle — check the latest notification for the current schedule. To be ready, follow a phased study plan and take full-length timed mocks; Wrexa Edge gives you 10 free JAIIB mocks with instant scoring so you can track your readiness week by week.
Ready to ace JAIIB?
Join thousands of candidates practising on Wrexa Edge. Free signup, 50 variants per exam, instant scoring.
Start practising free →