SOA Exam LTAM (Society of Actuaries — Long-Term Actuarial Mathematics) — Free Online Mock Test
SOA long-term actuarial maths — life contingencies, insurance & annuity valuation, reserves, pension funding. 5h computer-based — 20 MCQ + 6 written-answer. Pass 6/10 scaled. · Official language: English.
Elite
United States
Finance & Professional
25 questions
300 min
50 distinct variants
Start free practice test →
SOA Exam LTAM exam at a glance
SOA Exam LTAM section breakdown
The SOA Exam LTAM mock test on Wrexa Edge replicates the real exam's section structure — same names, same question count per section, same time limits. No inter-section breaks — the timer runs continuously.
SOA Exam LTAM scoring & marking scheme
100–1000
Scaled score range
Strategy: SOA Exam LTAM has no negative marking. Attempt every question — blank answers cost you potential marks but cannot pull your score down.
Scale: SOA Exam LTAM (pass ~70%).
How SOA Exam LTAM is conducted
Mode
Proctored — Wrexa Edge mirrors this with a webcam-based proctoring flow (face detection, room scan, fullscreen lock, tab-switch detection).
Test format
Linear / fixed-form — every candidate sees the same number of questions per section.
Backtracking
Allowed — you can revisit and change answers within a section.
Mark for review
Available — flag tough questions and return to them before submitting the section.
Tools available during the SOA Exam LTAM exam
Wrexa Edge renders these tools inside the mock test exactly as they appear on the real SOA Exam LTAM exam — same shortcuts, same behaviour.
SOA Exam LTAM time strategy
With 25 questions in 300 minutes, you have about 720 seconds per question on average. Successful candidates aim for the following pacing on each section:
LTAM Full Paper (20 MCQ + 6 WA)
Target ~720 sec/question. If a question takes more than 1080 seconds, mark for review and move on.
Wrexa Edge's analytics show your actual time-per-question after every mock so you can spot which sections you're losing time on.
SOA Exam LTAM topics covered
Across the 50 Wrexa Edge variants of SOA Exam LTAM, the following topics appear most often (sample distribution from one variant):
LTAM Full Paper (20 MCQ + 6 WA)
- Statistics — Percentages · 4
- Statistics — Probability · 4
- Statistics — Mean · 3
- Statistics — Median · 3
- Algebra — Quadratics · 1
- Algebra — Systems · 1
- Algebra — Exponents · 1
- Algebra — Inequalities · 1
Sample SOA Exam LTAM questions
A preview of real practice questions from the Wrexa Edge SOA Exam LTAM bank — the same style, phrasing and difficulty you'll face on test day. Full solutions unlock free inside the mock.
LTAM Full Paper (20 MCQ + 6 WA) · Algebra — Quadratics
Q1. One solution of x² - 9x + 20 = 0 is:
Why: Factors as (x - 4)(x - 5) = 0.
LTAM Full Paper (20 MCQ + 6 WA) · Algebra — Systems
Q2. If x + y = 19 and x - y = 1, what is x?
Why: Adding: 2x = 20 → x = 10.
LTAM Full Paper (20 MCQ + 6 WA) · Algebra — Exponents
Q3. Simplify: 2^6 × 2^7 =
Why: Same base: add exponents.
LTAM Full Paper (20 MCQ + 6 WA) · Algebra — Inequalities
Q4. If 12x - 10 > 22, the smallest integer solution for x is:
Why: 12x > 32 → x > 2.67; smallest integer = 2.
LTAM Full Paper (20 MCQ + 6 WA) · Algebra — Functions
Q5. If f(x) = 2x² + 12, then f(3) =
Why: 2(9) + 12 = 18 + 12.
LTAM Full Paper (20 MCQ + 6 WA) · Geometry — Circles
Q6. Area of a circle with radius 3 is approximately:
Why: πr² = π × 3² ≈ 28.3.
These are a handful of the 1250 unique SOA Exam LTAM questions across all 50 Wrexa Edge variants — start a free mock to attempt the full set with instant scoring.
SOA Exam LTAM difficulty calibration
Elite tier. Elite-tier: among the toughest exams in its category. Most successful candidates prepare for 6-12+ months.
SOA long-term actuarial maths — life contingencies, insurance & annuity valuation, reserves, pension funding. 5h computer-based — 20 MCQ + 6 written-answer. Pass 6/10 scaled. · Official language: English.
Verified content — Wrexa Edge's SOA Exam LTAM bank has been deeply curated with real exam-aligned content (estimated 100% syllabus coverage).
How Wrexa Edge prepares you for SOA Exam LTAM
Real test-day interface
Our cert skin mirrors the actual SOA Exam LTAM testing software — same timer, palette, tools, and navigation.
50 distinct variants
1250 unique practice questions, each variant a fresh test — not just shuffled options.
Detailed analytics
Scaled score, section accuracy, topic-wise heatmap, time-per-question — see where to focus after every attempt.
Spaced repetition (Notebook)
Wrong answers and flagged questions flow into an SM-2 spaced-repetition deck so you actually retain what you learn.
Optional proctoring
Browser-based face-api detection (no install) — turn it on to simulate real SOA Exam LTAM test-day conditions.
Free to start
No credit card. Sign up, pick a variant, and your first SOA Exam LTAM mock starts in under a minute.
SOA Exam LTAM study plan
A phase-by-phase roadmap from your first concept to test-ready. Stretch or compress each phase to fit the time you have before your attempt.
1
Phase 1 — Learn the syllabus
Weeks 1–4
- Work through every section — LTAM Full Paper (20 MCQ + 6 WA) — from your core study material
- Make short notes and a formula/fact sheet you can revise quickly
- Attempt topic questions right after finishing each area
2
Phase 2 — Practice & sectionals
Weeks 5–8
- Solve previous-year and practice questions section by section
- Time yourself on LTAM Full Paper (20 MCQ + 6 WA) and your weakest areas
- Keep an error log and revisit every mistake weekly
3
Phase 3 — Full-length mocks
Weeks 9–12
- Take full-length SOA Exam LTAM mocks in the real test interface
- Analyse accuracy, time per question and silly mistakes after each mock
- Revise from notes and re-attempt only weak-topic questions
Where SOA Exam LTAM can take you
A strong SOA Exam LTAM result opens up these careers and higher-study paths:
Banking & financial services
Roles across retail and corporate banking, insurance and non-banking financial companies.
Accounting, audit & analysis
Positions in audit, taxation, financial analysis and advisory at firms and corporates.
Professional designation path
A stepping stone toward advanced qualifications and senior finance and consulting roles.
Frequently asked questions
- What is the SOA Exam LTAM exam pattern?
- Society of Actuaries — Long-Term Actuarial Mathematics contains 25 questions across 1 section: LTAM Full Paper (20 MCQ + 6 WA). Total duration is 300 minutes (about 720 seconds per question).
- Does SOA Exam LTAM have negative marking?
- No — SOA Exam LTAM has no negative marking. Each correct answer is worth 1 mark, so attempt every question.
- How is SOA Exam LTAM scored?
- Scaled score range: 100 to 1000. SOA Exam LTAM (pass ~70%).
- How can I practise SOA Exam LTAM online for free?
- Wrexa Edge gives you 10 free full-length SOA Exam LTAM mock tests — with instant scoring, detailed explanations and analytics — plus 40 more with Pro. Start practising in under a minute, no card required.
- What is the difficulty level of SOA Exam LTAM?
- SOA Exam LTAM is rated Elite difficulty on Wrexa Edge. Elite-tier: among the toughest exams in its category. Most successful candidates prepare for 6-12+ months. SOA long-term actuarial maths — life contingencies, insurance & annuity valuation, reserves, pension funding. 5h computer-based — 20 MCQ + 6 written-answer. Pass 6/10 scaled. · Official language: English.
- How long is the SOA Exam LTAM exam?
- SOA Exam LTAM runs for 300 minutes total. On Wrexa Edge the timer is enforced exactly as on the real exam — including no inter-section breaks.
- What topics are covered in SOA Exam LTAM?
- SOA Exam LTAM is split into: LTAM Full Paper (20 MCQ + 6 WA). Each section is timed and weighted separately. SOA long-term actuarial maths — life contingencies, insurance & annuity valuation, reserves, pension funding. 5h computer-based — 20 MCQ + 6 written-answer. Pass 6/10 scaled. · Official language: English.
- What tools or aids are allowed during SOA Exam LTAM?
- On-screen scientific calculator (matches the real exam interface). Digital scratchpad / rough-work area for working out problems. Note: real exam is proctored — Wrexa Edge mirrors this with a webcam-based proctoring flow you can enable.
- Is the SOA Exam LTAM test adaptive?
- No — SOA Exam LTAM is a fixed-form (linear) test. Every candidate sees the same number of questions per section.
- How many SOA Exam LTAM mock tests does Wrexa Edge offer?
- Wrexa Edge generates 50 distinct SOA Exam LTAM variants — each with different question content, not just shuffled options — the first 10 free for everyone and 40 more with Pro. That's 1250 unique practice questions in the real test-day interface.
- Is there a free SOA Exam LTAM test series 2026?
- Yes. The Wrexa Edge SOA Exam LTAM test series for 2026 gives you 10 free full-length mock tests (50 in total) plus subject-wise and topic-wise tests — instant scoring and detailed analysis, no card required.
- Are SOA Exam LTAM previous year question–style papers included?
- Every SOA Exam LTAM mock is modelled on the official exam pattern and the style of previous years' papers — the same 25-question structure, sections and marking — so your practice mirrors the real paper you'll sit.
- Which is the best free SOA Exam LTAM mock test online?
- Wrexa Edge's SOA Exam LTAM mock test replicates the real exam interface, timing and marking scheme, with instant score, section-wise analysis and 50 fresh variants — a strong free choice for 2026 preparation.
- Can I take the SOA Exam LTAM mock test on mobile?
- Yes. SOA Exam LTAM mock tests run in any browser on mobile, tablet or desktop — no app or download needed. Start on your phone and your progress and analytics sync when you sign in.
- What is the SOA Exam LTAM syllabus?
- The SOA Exam LTAM syllabus maps to its 1 section: LTAM Full Paper (20 MCQ + 6 WA). Wrexa Edge's mock tests cover the complete syllabus topic by topic — see the topics-covered breakdown above — so you practise every area at real exam difficulty.
- What is the eligibility for SOA Exam LTAM?
- Eligibility for SOA Exam LTAM — age, qualification and number of attempts — is set by the official conducting body and can change each cycle, so always confirm the current official notification before applying. Wrexa Edge focuses on realistic SOA Exam LTAM practice: 10 free full-length mocks in the exact exam pattern, ready whenever you are.
- When is the SOA Exam LTAM exam and how should I prepare?
- Official SOA Exam LTAM exam dates are announced by the conducting body for each cycle — check the latest notification for the current schedule. To be ready, follow a phased study plan and take full-length timed mocks; Wrexa Edge gives you 10 free SOA Exam LTAM mocks with instant scoring so you can track your readiness week by week.
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